Foreign Object Coverage
If a rock or another foreign object is ingested into your combine causing damage, please notify your agent immediately. Insurance companies may have strict rules to be followed in order for a claim to be paid. For example:
- Immediately stop harvesting
- Turn claim in within 7 days or prior to deadline (ex: December 10th)
- Loss limit might apply ( ex: $10,000)
Verify your Foreign Object Coverage. Some insurance companies require the combine and heads to be specifically listed on the policy or have a special endorsement for coverage to be provided.
Precision Farming Technology Equipment
Verify insurance coverage for your Precision Farming Technology Equipment. Typically, if the precision equipment is mobile, it needs to be listed on your policy. If the equipment is part of the tractor/combine, the value of the equipment should be added to the value of the tractor/combine.
Borrowed, Rented, Leased Equipment
How much coverage do you need?
How much coverage do you have?
Sometimes you may borrow, rent, or lease equipment unexpectedly during harvest. Remember to notify your agent of these types of situations to endorse coverage on to your policy.